Conventional5% down · 7.03% rate
- Purchase price
- $599,000
- Down payment (5%)
- $29,950
- Loan amount
- $569,050
- Principal & interest
- $3,797
- Mortgage insurance
- $237
- Property taxes
- $467
- Homeowners insurance
- $125
EST. MONTHLY PAYMENT$4,626
Home highlights
Photos: Canopy MLS listing
- Main-level guest suite: bedroom + full bath
- Dedicated office + formal dining room
- Kitchen island, breakfast area + new appliances
- Primary suite with sitting area
- Screened back porch, deck + front porch
- Living room fireplace; fresh new carpet
- Community pool, clubhouse + playground
- Schools: W.R. Odell ES · Harris Road MS · Cox Mill HS
Listed by Paula Severt, Broker · Lantern Realty & Development · 704-232-3433 · paulasevert@yahoo.com · Open house hosted by Larry Laughter · 704-860-8753 · larry@laughterrealestate.com
Estimated payment options
Three ways to buy this home at $599,000. Estimates only. Your numbers depend on your credit and program.
FHA10% down · 7.19% rate
- Purchase price
- $599,000
- Down payment (10%)
- $59,900
- Loan amount
- $548,534
- Principal & interest
- $3,720
- Mortgage insurance
- $225
- Property taxes
- $467
- Homeowners insurance
- $125
EST. MONTHLY PAYMENT$4,537
VA0% down · 7.19% rate
- Purchase price
- $599,000
- Down payment (0%)
- $0
- Loan amount
- $611,878
- Principal & interest
- $4,149
- Property taxes
- $467
- Homeowners insurance
- $125
VA loans are available only to eligible veterans, active-duty service members, and qualifying surviving spouses. Certificate of Eligibility required.
EST. MONTHLY PAYMENT$4,741
Estimates based on a $599,000 purchase price, 30-year fixed rates, and standard program guidelines. Rates: Conventional 7.03% (Freddie Mac PMMS, week of 9/24/2026); FHA and VA 7.19% (Mortgage News Daily index, 9/30/2026). Conventional PMI est. 0.50%/yr. FHA at 10% down to fit the 2026 Cabarrus County FHA limit ($541,287); 1.75% upfront MIP financed, 0.50% annual MIP. VA: 2.15% first-use funding fee financed. Taxes per 2026 Cabarrus County/Concord tax bill ($5,599.81/yr); insurance est. $125/mo; mandatory HOA dues not included. Actual payment, including taxes, insurance, mortgage insurance and fees, will vary based on your individual qualification, credit, and program terms. This is not a commitment to lend. Leave your info below and we will walk you through the full cost picture. Movement Mortgage, LLC NMLS ID 39179. VA loans are available only to eligible veterans, active-duty service members, and qualifying surviving spouses. Certificate of Eligibility required.
Get your custom numbers
Leave your info and Katie or Bryce will walk you through the numbers for your situation.
Talk to the team
Questions? Call or email Katie or Bryce.
