/* go.thehildebrandteam.com: "luxe" brand look (approved by Bryce Sep 30, 2026; mock-up /workspace/brand/luxe.html)
   Deep tungsten #1C1E22 / #2A2D32, platinum #E5E4E2 / #C9C8C5 text, ruby #9B111E accent only
   (primary buttons, thin lines, small labels on ruby). Ruby is never used as text on dark
   backgrounds (fails WCAG AA). Fonts are self-hosted OFL variable woff2 (subset to Latin). */
@font-face{font-family:"Cormorant Garamond";src:url(/assets/fonts/CormorantGaramond-var.woff2) format("woff2");font-weight:300 700;font-style:normal;font-display:swap}
@font-face{font-family:"Cormorant Garamond";src:url(/assets/fonts/CormorantGaramond-Italic-var.woff2) format("woff2");font-weight:300 700;font-style:italic;font-display:swap}
@font-face{font-family:Montserrat;src:url(/assets/fonts/Montserrat-var.woff2) format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
:root{--ruby:#9B111E;--ruby-hi:#B3202E;--plat:#E5E4E2;--plat2:#C9C8C5;--tung:#1C1E22;--tung2:#2A2D32;
  --line:rgba(229,228,226,.16);--line2:rgba(229,228,226,.3);--field:#15171A;--field-bd:#8E9096;
  --red:var(--ruby);--red-dk:var(--ruby-hi);--navy:var(--tung);--ink:var(--plat);--gray:var(--plat2);--bg:var(--tung2);--tint:var(--tung2);
  --serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;--sans:Montserrat,"Helvetica Neue",Arial,sans-serif;color-scheme:dark}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;background:var(--tung)}
body{min-height:100vh;display:flex;flex-direction:column;margin:0;font-family:var(--sans);font-weight:400;color:var(--plat);background:var(--tung);font-size:15.5px;line-height:1.65}
img{display:block;max-width:100%}
a{color:inherit}
.cond{font-family:var(--serif);font-weight:500;letter-spacing:.2px;font-variant-numeric:lining-nums}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
.narrow{max-width:660px}
.hidden{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.caps,.lbl,label,.btn,.city,.price small{font-family:var(--sans)}

/* header: logo carries the team name; the text line is the Movement tagline only */
.brand{background:var(--tung);color:var(--plat);border-bottom:1px solid var(--line)}
.brand .wrap{display:flex;align-items:center;gap:16px;padding-top:12px;padding-bottom:12px}
.brand a{text-decoration:none;flex:none}
.brand img{width:76px;height:auto;aspect-ratio:400/370;object-fit:cover;border-radius:8px;box-shadow:0 0 0 1px var(--line2),0 8px 22px rgba(0,0,0,.45)}
.brand span{font-size:10.5px;letter-spacing:2.6px;text-transform:uppercase;color:var(--plat2);line-height:1.7}

/* hero */
.hero{background:var(--tung);color:var(--plat);border-bottom:1px solid var(--line)}
.hero .wrap{padding:0}
.hero .ph{position:relative}
.hero .ph img{width:100%;height:auto;aspect-ratio:16/10;object-fit:cover}
.hero .ph::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(28,30,34,0) 55%,rgba(28,30,34,.85));pointer-events:none}
.hero .tag{position:absolute;z-index:1;top:16px;left:16px;background:var(--ruby);color:#fff;padding:7px 14px;font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:3.5px;text-transform:uppercase}
.hero .body{padding:22px 22px 30px}
.hero h1{margin:0;font-size:42px;line-height:1.05;font-weight:500}
.hero .city{margin:10px 0 18px;color:var(--plat2);font-size:11.5px;font-weight:500;letter-spacing:2.6px;text-transform:uppercase}
.price{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}
.price small{font-size:11px;color:var(--plat2);font-weight:500;letter-spacing:3px;text-transform:uppercase}
.price strong{font-size:46px;font-weight:500;line-height:1;color:#fff}
.when{margin-top:20px;background:var(--tung2);color:var(--plat);border:1px solid var(--line);padding:12px 14px;display:flex;align-items:center;gap:14px}
.when .d{background:var(--ruby);color:#fff;text-align:center;padding:6px 10px;line-height:1;flex:none;font-family:var(--sans)}
.when .d b{display:block;font-size:22px;font-weight:600;margin-top:3px}
.when .d i{font-style:normal;font-size:10px;font-weight:600;letter-spacing:2px}
.when p{margin:0;font-size:15px;font-weight:600;letter-spacing:.3px}
.when p span{display:block;font-weight:400;color:var(--plat2);font-size:13px;letter-spacing:0}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:20px;text-align:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.facts div{padding:12px 2px;border-left:1px solid var(--line)}
.facts div:first-child{border-left:0}
.facts b{display:block;font-size:28px;font-weight:500;line-height:1.05}
.facts span{display:block;margin-top:4px;font-family:var(--sans);font-size:9.5px;color:var(--plat2);font-weight:500;letter-spacing:2px;text-transform:uppercase}
.note{margin:12px 0 0;font-size:13px;color:var(--plat2)}
.note em{font-style:normal;color:var(--plat);font-weight:600}
.cta-row{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:22px}

/* sections */
section{padding:44px 0}
h2{margin:0 0 8px;font-family:var(--serif);font-size:36px;font-weight:500;line-height:1.08;color:var(--plat)}
h2 em{font-style:italic;color:#fff;font-weight:500}
.lead{margin:0 0 22px;color:var(--plat2);font-size:15px}
.rule{width:44px;height:1px;background:var(--ruby-hi);margin:0 0 16px}

/* gallery */
.gal{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.gal img{width:100%;height:auto;aspect-ratio:16/10;object-fit:cover}
.cap{margin:10px 0 0;font-size:11px;color:var(--plat2);font-weight:500;letter-spacing:1.5px;text-transform:uppercase}
.hl{margin:22px 0 0;padding:0;list-style:none;display:grid;gap:0}
.hl li{position:relative;padding:11px 0 11px 22px;font-size:15px;border-bottom:1px solid var(--line)}
.hl li:first-child{border-top:1px solid var(--line)}
.hl li::before{content:"";position:absolute;left:2px;top:21px;width:8px;height:1px;background:var(--ruby-hi)}
.hl b{font-weight:600;color:#fff}
.credit{margin:20px 0 0;font-size:13px;color:var(--plat2);padding-top:0}
.credit b{color:var(--plat);font-weight:600}

/* payment cards */
.pay{background:var(--tung2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cards{display:grid;gap:16px}
.card{border:1px solid var(--line2);background:var(--tung);display:flex;flex-direction:column}
.card .ch{text-align:center;color:var(--plat);padding:16px 10px 12px}
.card .ch b{display:block;font-size:30px;font-weight:500;line-height:1.05}
.card .ch i{display:block;font-style:normal;font-size:10.5px;font-weight:500;letter-spacing:2.4px;margin-top:6px;text-transform:uppercase;color:var(--plat2)}
.bg-red,.bg-navy{background:transparent}
.card .ch.bg-red{border-top:2px solid var(--ruby)}
.card .ch.bg-navy{border-top:2px solid var(--plat2)}
.card dl{margin:0;padding:12px 18px;display:grid;grid-template-columns:1fr auto;gap:5px 12px;font-size:14px;flex:1;border-top:1px solid var(--line)}
.card dt{color:var(--plat2)}
.card dd{margin:0;font-weight:600;text-align:right;color:var(--plat)}
.card .sep{grid-column:1/-1;height:1px;background:var(--line);margin:4px 0}
.card .cf{text-align:center;color:var(--plat);padding:12px 0 14px;border-top:1px solid var(--line)}
.card .cf i{display:block;font-style:normal;font-size:10px;font-weight:600;letter-spacing:3px;color:var(--plat2)}
.card .cf b{display:block;font-size:44px;font-weight:500;line-height:1.1;color:#fff}
.fine{font-size:12px;color:var(--plat2);margin:18px 0 0;line-height:1.6}

/* form */
.formbox{border-top:1px solid var(--line)}
form{display:grid;gap:16px}
label{display:grid;gap:7px;font-size:11px;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;color:var(--plat)}
input[type=text],input[type=tel],input[type=email],select{width:100%;height:52px;border:1px solid var(--field-bd);border-radius:2px;padding:0 14px;font:inherit;font-family:var(--sans);font-size:16px;letter-spacing:.2px;text-transform:none;font-weight:400;background:var(--field);color:var(--plat)}
select{appearance:none;-webkit-appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--plat2) 50%),linear-gradient(135deg,var(--plat2) 50%,transparent 50%);background-position:calc(100% - 20px) 50%,calc(100% - 14px) 50%;background-size:6px 6px;background-repeat:no-repeat;padding-right:34px}
select option{background:var(--tung2);color:var(--plat)}
input::placeholder{color:#9EA0A5}
input:focus,select:focus{outline:2px solid var(--plat);outline-offset:1px;border-color:var(--plat)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 16px;border-radius:0;border:1px solid var(--ruby);background:var(--ruby);color:#fff;font:inherit;font-family:var(--sans);font-size:12px;font-weight:600;letter-spacing:2.6px;text-transform:uppercase;text-decoration:none;cursor:pointer;width:100%;text-align:center;transition:background .15s,border-color .15s}
.btn:hover,.btn:active{background:var(--ruby-hi);border-color:var(--ruby-hi)}
.btn:focus-visible{outline:2px solid var(--plat);outline-offset:2px}
.btn.navy,.btn.ghost,.btn.line{background:transparent;color:var(--plat);border:1px solid var(--plat2)}
.btn.navy:hover,.btn.ghost:hover,.btn.line:hover{background:rgba(229,228,226,.08);border-color:var(--plat)}
.consent{margin:0;font-size:12.5px;color:var(--plat2);line-height:1.55}

/* team */
.team{display:grid;gap:14px}
.teamtop{display:flex;gap:14px;align-items:stretch;margin-bottom:18px}
.teamtop .cpl{width:118px;flex:none;object-fit:cover;object-position:center 12%;aspect-ratio:4/5;filter:grayscale(20%) contrast(1.03)}
.teamtop .lg{flex:1;background:var(--tung) url(/assets/logo.jpg) center/contain no-repeat;border:1px solid var(--line2);min-height:148px}
.lo{border:1px solid var(--line);border-left:2px solid var(--ruby);background:var(--tung2);padding:18px}
.lo h3{margin:0;font-size:30px;font-weight:500;line-height:1.1}
.lo .role{margin:4px 0 14px;font-size:10.5px;color:var(--plat2);font-weight:500;letter-spacing:2px;text-transform:uppercase}
.lo .role b{color:var(--plat);font-weight:600}
.lo .row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.lo .btn{min-height:48px;font-size:11px;letter-spacing:2.2px}
.lo .meta{display:block;margin-top:12px;font-size:13.5px;color:var(--plat2);overflow-wrap:anywhere}

/* footer */
footer{background:var(--tung);color:var(--plat2);font-size:12px;padding:30px 0 34px;line-height:1.75;border-top:1px solid var(--line);letter-spacing:.3px}
footer b{color:var(--plat);font-family:var(--serif);font-size:18px;font-weight:500;letter-spacing:.3px}
footer a{color:var(--plat)}
.eho{display:flex;align-items:center;gap:10px;margin-top:14px;color:var(--plat);font-weight:500;font-size:10.5px;letter-spacing:2.4px;text-transform:uppercase}
.eho svg{width:30px;height:30px;flex:none}
.eho svg path{stroke:var(--plat)} .eho svg rect{fill:var(--plat)}

/* sticky mobile bar */
.bar{position:sticky;bottom:0;z-index:20;background:rgba(28,30,34,.97);border-top:1px solid var(--line2);display:grid;grid-template-columns:1fr 1fr 1.35fr;gap:8px;padding:9px 10px calc(9px + env(safe-area-inset-bottom));box-shadow:0 -6px 18px rgba(0,0,0,.4)}
.bar .btn{min-height:46px;font-size:11px;letter-spacing:2px;padding:0 6px}

/* thanks / simple pages */
.panel{border:1px solid var(--line2);border-top:2px solid var(--ruby);background:var(--tung2);padding:30px 22px;text-align:center;margin:34px 0}
.panel h1{margin:0 0 12px;font-size:44px;font-weight:500;line-height:1.05}
.panel h1 span{font-style:italic;color:#fff!important}
.panel p{margin:0 0 20px;color:var(--plat2)}
.panel p a{color:var(--plat)}
.panel .row{display:grid;gap:10px}
.pagehead{background:var(--tung);color:var(--plat);border-bottom:1px solid var(--line);padding:38px 0 34px}
.pagehead h1{margin:0;font-family:var(--serif);font-size:42px;font-weight:500;line-height:1.06}
.pagehead h1 span{color:#fff;font-style:italic;display:block}
.pagehead p{margin:14px 0 0;color:var(--plat2);font-size:15px;max-width:620px}
.formframe{width:100%;height:1100px;border:1px solid var(--line2);background:#fff;margin-top:18px}
.soon{margin-top:18px;border:1px dashed var(--line2);padding:20px;background:var(--tung2)}
.soon b{display:block;font-size:28px;font-weight:500;color:var(--plat)}
.soon b span{color:var(--plat2);font-style:italic}
.soon p{margin:4px 0 0;color:var(--plat2);font-size:14px}
.list{display:grid;gap:12px;margin:0;padding:0;list-style:none}
.list a{display:flex;justify-content:space-between;align-items:center;gap:12px;border:1px solid var(--line);border-left:2px solid var(--ruby);background:var(--tung2);padding:16px 18px;text-decoration:none}
.list a:hover{border-color:var(--line2);border-left-color:var(--ruby-hi)}
.list b{display:block;font-size:26px;font-weight:500;line-height:1.1}
.list span{font-size:13px;color:var(--plat2)}
.list i{font-style:normal;color:var(--plat);font-size:22px;font-weight:300}

/* cost breakdown ("TCA") page */
.thanks{background:var(--tung2);border-bottom:1px solid var(--line);border-left:2px solid var(--ruby);color:var(--plat);font-size:14.5px;padding:12px 0}
.thanks b{color:#fff;font-size:22px;font-style:italic;margin-right:6px}
.bd-hero .ph img{aspect-ratio:16/8}
.bd-hero .body{padding:18px 22px 24px}
.bd-hero h1{font-size:38px}
.calc{padding-top:34px}
.fld{margin:0 0 18px}
.lbl{display:block;font-size:11px;font-weight:600;letter-spacing:2.4px;text-transform:uppercase;color:var(--plat);margin:0 0 9px}
.seg{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;border:1px solid var(--field-bd)}
.seg button{min-height:50px;border:0;border-left:1px solid var(--field-bd);background:var(--field);color:var(--plat);font-family:var(--sans);font-size:12px;font-weight:600;letter-spacing:2px;text-transform:uppercase;cursor:pointer}
.seg button:first-child{border-left:0}
.seg button[aria-checked=true]{background:var(--plat);color:var(--tung)}
.seg button:focus-visible,.linkbtn:focus-visible{outline:2px solid var(--plat);outline-offset:2px}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:36px;background:transparent;margin:0 0 8px;--fill:0%}
input[type=range]::-webkit-slider-runnable-track{height:4px;background:linear-gradient(90deg,var(--ruby-hi) var(--fill),#4A4D53 var(--fill))}
input[type=range]::-moz-range-track{height:4px;background:#4A4D53}
input[type=range]::-moz-range-progress{height:4px;background:var(--ruby-hi)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;margin-top:-11px;border-radius:50%;background:var(--plat);border:2px solid var(--ruby);box-shadow:0 2px 8px rgba(0,0,0,.5)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--plat);border:2px solid var(--ruby)}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.pair .fld{margin-bottom:14px}
.inp{display:flex;align-items:center;height:52px;border:1px solid var(--field-bd);background:var(--field);padding:0 14px;gap:6px;font-weight:500;text-transform:none;letter-spacing:0}
.inp:focus-within{outline:2px solid var(--plat);outline-offset:1px;border-color:var(--plat)}
.inp input{flex:1;min-width:0;width:100%;border:0;outline:0;font-family:var(--sans);font-size:17px;font-weight:500;color:var(--plat);background:transparent;padding:0}
.inp span{color:var(--plat2);font-size:15px}
.hint{display:block;margin-top:8px;font-size:12.5px;color:var(--plat2)}
.linkbtn{background:none;border:0;padding:8px 0;color:var(--plat);font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;text-decoration:underline;text-decoration-color:var(--ruby-hi);text-underline-offset:5px;text-decoration-thickness:1px;cursor:pointer}
.out{margin-top:18px;border:1px solid var(--line2);background:var(--tung2)}
.tot{color:var(--plat);text-align:center;padding:18px 12px 16px;border-top:2px solid var(--ruby);border-bottom:1px solid var(--line)}
.tot.bg-red{background:transparent}
.tot i{display:block;font-style:normal;font-size:10.5px;font-weight:600;letter-spacing:3px;color:var(--plat2)}
.tot b{display:block;font-size:60px;font-weight:500;line-height:1.08;color:#fff}
.tot span{display:block;font-size:11px;font-weight:500;letter-spacing:1.6px;text-transform:uppercase;color:var(--plat2)}
.items{margin:0;padding:14px 18px;display:grid;grid-template-columns:1fr auto;gap:10px 12px;font-size:15px}
.items dt{color:var(--plat)}
.items dt small{display:block;font-size:11.5px;color:var(--plat2);font-weight:400;letter-spacing:.3px}
.items dd{margin:0;font-weight:600;text-align:right;color:#fff}
.items.sub{background:var(--tung);border-top:1px solid var(--line);font-size:13.5px;gap:6px 12px}
.items.sub dt{color:var(--plat2)}
.items.sub dd{font-weight:500;color:var(--plat)}
.items .r:not([hidden]){display:contents}
.assume{margin:0;padding:12px 18px 16px;font-size:12.5px;color:var(--plat2);border-top:1px solid var(--line);line-height:1.6}
.disc{padding:8px 0 16px}
.disc .fine{margin:0;padding:14px 16px;border-left:1px solid var(--ruby-hi);background:var(--tung2)}
.mm{padding:0 0 30px;font-size:13.5px;color:var(--plat2)}
.mm b{color:var(--plat);font-weight:600}
.bd-bar{grid-template-columns:1fr 1.2fr;align-items:center}
.bd-bar .bt{color:var(--plat);line-height:1.05;padding-left:6px}
.bd-bar .bt i{display:block;font-style:normal;font-size:9.5px;font-weight:600;letter-spacing:2.2px;color:var(--plat2);text-transform:uppercase}
.bd-bar .bt b{font-size:32px;font-weight:500;color:#fff}

@media (min-width:900px){
  .wrap{padding:0 40px}
  .brand img{width:88px}
  .hero .wrap{display:grid;grid-template-columns:1.25fr 1fr}
  .hero .ph,.hero .ph img{height:100%}
  .hero .ph img{aspect-ratio:auto;min-height:480px}
  .hero .ph::after{background:linear-gradient(90deg,rgba(28,30,34,0) 60%,rgba(28,30,34,.9))}
  .hero .body{padding:40px 40px}
  .hero h1{font-size:54px}
  section{padding:64px 0}
  h2{font-size:44px}
  .gal{grid-template-columns:repeat(4,1fr)}
  .cards{grid-template-columns:repeat(3,1fr)}
  .formgrid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:start}
  .team{grid-template-columns:1fr 1fr}
  .teamtop{max-width:540px}
  .bar{display:none}
  .panel .row{grid-template-columns:1fr 1fr}
  .pagehead h1{font-size:54px}
  .calcgrid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
  .out{margin-top:0;position:sticky;top:16px}
  .bd-hero .ph img{min-height:320px}
}
main{flex:1}
/* Apply Now (Katie's Movement application, new tab): primary ruby button */
.btn.apply{min-height:58px;font-size:13px;letter-spacing:3.4px;box-shadow:0 8px 22px rgba(155,17,30,.28)}
.hero-apply{margin-top:12px}
.bd-hero .hero-apply{margin-top:18px}
.apply-row{margin-top:16px}
@media (min-width:900px){.apply-row{max-width:420px}}
/* VA eligibility note (house VA card + breakdown when VA is selected) */
.vanote{margin:0;padding:9px 18px 11px;font-size:12px;line-height:1.5;color:var(--plat2);border-top:1px solid var(--line)}
.card .vanote{padding:8px 18px 10px;font-size:11.5px}
.out .vanote{background:var(--tung)}

/* ===== Main thehildebrandteam.com site (preview; template/main_site.py). Same luxe palette as the house pages. ===== */
textarea{width:100%;min-height:120px;border:1px solid var(--field-bd);border-radius:2px;padding:12px 14px;font:inherit;font-family:var(--sans);font-size:16px;letter-spacing:.2px;text-transform:none;font-weight:400;background:var(--field);color:var(--plat);resize:vertical}
textarea:focus{outline:2px solid var(--plat);outline-offset:1px;border-color:var(--plat)}
.mhead{background:var(--tung);border-bottom:1px solid var(--line);position:relative;z-index:30}
.mhead .wrap{display:flex;gap:24px;justify-content:space-between;align-items:center;min-height:64px}
.mword{font-family:var(--serif);font-size:13px;letter-spacing:3.5px;text-transform:uppercase;color:var(--plat2);text-decoration:none;white-space:nowrap}
.mnav{flex:none}
.mnav summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:10px;font-size:11px;font-weight:600;letter-spacing:3px;text-transform:uppercase;color:var(--plat);padding:12px 0 12px 12px}
.mnav summary::-webkit-details-marker{display:none}
.mnav summary span{width:20px;height:9px;border-top:1px solid var(--plat);border-bottom:1px solid var(--plat)}
.mnav nav{position:absolute;left:0;right:0;top:100%;background:var(--tung2);border-bottom:1px solid var(--line2);display:grid;padding:6px 22px 16px}
.mnav nav a{padding:14px 0;border-bottom:1px solid var(--line);font-size:12px;font-weight:500;letter-spacing:2.6px;text-transform:uppercase;text-decoration:none;color:var(--plat2)}
.mnav nav a[aria-current=page]{color:#fff;border-bottom-color:var(--ruby-hi)}
.mnav nav a.navcall{margin-top:14px;border:1px solid var(--ruby-hi);text-align:center;color:var(--plat)}
.dnav{display:none}
.eyebrow{display:flex;align-items:center;gap:14px;font-size:11px;font-weight:600;letter-spacing:4px;text-transform:uppercase;color:var(--plat2);margin:0 0 14px}
.eyebrow::before{content:"";width:36px;height:1px;background:var(--ruby-hi);flex:none}
.main-site h1{font-family:var(--serif);font-weight:400;color:var(--plat);font-variant-numeric:lining-nums}
.main-site h1 em,.main-site h2 em{font-style:italic;color:#fff}
.mbtns{display:grid;gap:10px;margin-top:26px}
.mhero{padding:0;background:var(--tung)}
.mhero .txt{padding:34px 0 30px}
.hlogo{width:150px;height:auto;border-radius:10px;box-shadow:0 0 0 1px rgba(229,228,226,.3),0 12px 30px rgba(0,0,0,.5);margin-bottom:30px}
.mhero h1{font-size:46px;line-height:1.04;margin:0 0 18px}
.mhero p{color:var(--plat2);font-size:15.5px;line-height:1.8;margin:0;max-width:430px}
.mhero .img{height:400px;margin:0 -22px;background:url(/assets/couple.jpg) center 12%/cover;position:relative}
.mhero .img::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,var(--tung),rgba(28,30,34,.05) 16%,rgba(28,30,34,.3))}
.line{height:1px;background:linear-gradient(90deg,transparent,var(--plat2),transparent);opacity:.35}
.loans-s,.svc-s,.tool-s,.chk-s{background:var(--tung2)}
.loans{display:grid;gap:26px;margin-top:22px}
.loan,.svc{border-left:1px solid var(--line2);padding:0 0 0 20px}
.n{font-family:var(--serif);font-size:15px;color:var(--plat2);letter-spacing:3px}
.n::after{content:"";display:block;width:22px;height:1px;background:var(--ruby-hi);margin-top:6px}
.loan h3,.svc h3,.prog h3{font-family:var(--serif);font-weight:500;font-size:30px;margin:10px 0 8px;line-height:1.1}
.loan p,.svc p,.prog p{font-size:14px;line-height:1.75;color:var(--plat2);margin:0}
.more{margin:26px 0 0}
.rrc{background:var(--plat);color:var(--tung)}
.rrc h2{color:var(--tung);font-size:38px;margin:0 0 8px}
.rrc p{color:#4a4d52;margin:0 0 22px;font-size:14.5px}
.rrc .eyebrow{color:#4a4d52}
.rrc .eyebrow::before{background:var(--ruby)}
.btn.dark{background:var(--tung);border-color:var(--tung);color:var(--plat);border-bottom:2px solid var(--ruby)}
.btn.dark:hover{background:#000;border-color:#000}
.center{text-align:center}
.center .mbtns{justify-items:stretch}
.mpage{border-bottom:1px solid var(--line);padding:34px 0 38px}
.plogo{width:108px;height:auto;border-radius:8px;box-shadow:0 0 0 1px var(--line2),0 10px 26px rgba(0,0,0,.45);margin-bottom:24px}
.mpage h1{font-size:44px;line-height:1.05;margin:0 0 14px}
.plead{color:var(--plat2);font-size:15.5px;line-height:1.75;margin:0;max-width:620px}
.about-grid{display:grid;gap:26px}
.aphoto{width:100%;max-width:420px;height:auto;filter:grayscale(15%);box-shadow:0 0 0 1px var(--line2)}
.progs{display:grid;gap:18px;margin-top:22px}
.prog{background:var(--tung);border:1px solid var(--line);border-top:2px solid var(--ruby);padding:20px 20px 16px}
.prog ul{margin:14px 0 0;padding:0;list-style:none;display:grid;gap:8px}
.prog li{position:relative;padding-left:18px;font-size:14px;line-height:1.6;color:var(--plat)}
.prog li::before{content:"";position:absolute;left:0;top:11px;width:8px;height:1px;background:var(--ruby-hi)}
.prog .vanote{margin:14px -20px -16px;border-top:1px solid var(--line)}
.steps,.how{margin:22px 0 0;padding:0;list-style:none;counter-reset:s;display:grid;gap:0}
.steps li,.how li{counter-increment:s;position:relative;padding:16px 0 16px 54px;border-top:1px solid var(--line)}
.steps li:last-child,.how li:last-child{border-bottom:1px solid var(--line)}
.steps li::before,.how li::before{content:counter(s,upper-roman);position:absolute;left:0;top:14px;width:38px;font-family:var(--serif);font-size:20px;color:var(--plat2)}
.steps b,.how b{display:block;font-size:22px;font-weight:500;line-height:1.2}
.steps span,.how span{display:block;font-size:14px;color:var(--plat2);margin-top:4px}
.svcs{display:grid;gap:26px;margin-top:22px}
.other{margin-top:8px}
.formbox .hint{margin-top:10px}
.exs{display:grid;gap:22px;margin-top:22px}
.ex{margin:0;background:var(--tung2);border:1px solid var(--line)}
.ex img{width:100%;height:auto;display:block;border-bottom:1px solid var(--line)}
.ex figcaption{padding:14px 16px 16px}
.ex b{display:block;font-size:24px;font-weight:500}
.ex span{display:block;font-size:13px;color:var(--plat2)}
.ex .exlinks{margin-top:8px;font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase}
.ex .exlinks a{color:var(--plat);text-decoration-color:var(--ruby-hi);text-underline-offset:4px}
.pair.three{grid-template-columns:1fr 1fr 1fr;gap:8px}
.pair.three .inp{padding:0 8px}
.pair.three .lbl{font-size:9.5px;letter-spacing:1.6px}
.adv{margin:4px 0 0;border-top:1px solid var(--line);padding-top:12px}
.adv summary{cursor:pointer;font-size:11px;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;color:var(--plat);margin-bottom:12px}
.tool-s .out{background:var(--tung)}
.reftable{margin-top:22px;border-top:1px solid var(--line2)}
.rrow{display:grid;grid-template-columns:1fr;border-bottom:1px solid var(--line);padding:12px 0}
.rrow span{font-size:14px;line-height:1.55;color:var(--plat2);padding:3px 0}
.rrow span[role=rowheader]{font-size:11px;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;color:#fff}
.rrow span[role=cell]::before{display:block;margin-bottom:1px;font-size:10px;font-weight:600;letter-spacing:1.6px;text-transform:uppercase;color:var(--plat)}
.rrow span[role=cell]:nth-child(2)::before{content:"Conventional"}
.rrow span[role=cell]:nth-child(3)::before{content:"FHA"}
.rrow span[role=cell]:nth-child(4)::before{content:"VA"}
.rrow b{color:#fff}
.rhead{display:none}
.chkgrid{display:grid;gap:34px}
.chk{display:flex;flex-direction:column}.chk>.btn{margin-top:auto}
.checks{margin:18px 0 16px;padding:0;list-style:none}
.checks li{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-bottom:1px solid var(--line);font-size:14.5px;line-height:1.55}
.checks .box{flex:none;width:16px;height:16px;border:1px solid var(--plat2);margin-top:3px}
.soon-t{border:1px dashed var(--line2);padding:18px 18px 16px}
.tagsoon{display:inline-block;font-size:10px;font-weight:600;letter-spacing:2.4px;text-transform:uppercase;border:1px solid var(--plat2);color:var(--plat);padding:4px 10px}
.cinfo p{margin:18px 0 0;line-height:1.8;color:var(--plat)}
.cinfo span{color:var(--plat2);font-size:13px}
.cinfo a{color:var(--plat)}
.mfoot .fgrid{display:grid;gap:10px}
.mfoot p{margin:10px 0 0}
.mbar{grid-template-columns:1fr 1fr}
.mbar .btn.apply{min-height:46px;font-size:11px;letter-spacing:2px;box-shadow:none}
@media (min-width:900px){
  .mnav{display:none}
  .mword{font-size:15px;letter-spacing:5px}
  .dnav{display:flex;align-items:center;gap:22px}
  .dnav a{white-space:nowrap;padding:6px 0;font-size:10.5px;font-weight:500;letter-spacing:2.4px;text-transform:uppercase;text-decoration:none;color:var(--plat2);border-bottom:1px solid transparent}
  .dnav a:hover{color:#fff}
  .dnav a[aria-current=page]{color:#fff;border-bottom-color:var(--ruby-hi)}
  .dnav a.navcall{padding:10px 18px;border:1px solid var(--ruby-hi);color:var(--plat)}
  .mhead .wrap{min-height:76px}
  .mbtns{display:flex;flex-wrap:wrap;gap:16px}
  .mbtns .btn{width:auto;padding:0 28px}
  .center .mbtns{justify-content:center}
  .mhero .wrap{padding:0 40px}
  .mhero-grid{position:relative;min-height:600px}
  .mhero .txt{position:relative;z-index:2;width:560px;padding:64px 0 70px}
  .mhero h1{font-size:66px}
  .mhero .img{position:absolute;right:-40px;top:0;bottom:0;width:62%;height:auto;margin:0}
  .mhero .img::after{background:linear-gradient(90deg,var(--tung),rgba(28,30,34,.1) 45%,rgba(28,30,34,.35))}
  .loans,.svcs{grid-template-columns:repeat(3,1fr);gap:0}
  .svc-s .svcs{grid-template-columns:repeat(4,1fr)}
  .svcs.two-col{grid-template-columns:1fr 1fr;gap:22px}
  .loan,.svc{padding:0 32px}
  .loan:first-child,.svc:first-child{border-left:0;padding-left:0}
  .soon-t,.soon-t:first-child{padding:22px}
  .rrc-grid{display:flex;justify-content:space-between;align-items:center;gap:40px}
  .rrc p{margin:0}
  .rrc .btn{width:auto;padding:0 30px;flex:none}
  .mpage{padding:56px 0 60px}
  .mpage h1{font-size:60px}
  .about-grid{grid-template-columns:400px 1fr;gap:56px;align-items:start}
  .progs{grid-template-columns:repeat(3,1fr)}
  .how{grid-template-columns:repeat(3,1fr);gap:28px}
  .how li,.how li:last-child{border-bottom:1px solid var(--line)}
  .exs{grid-template-columns:repeat(3,1fr)}
  .rhead{display:grid}
  .rrow{grid-template-columns:170px repeat(3,1fr);gap:22px}
  .rrow span[role=cell]::before{display:none}
  .rhead span{font-family:var(--serif);font-size:24px;color:#fff}
  .chkgrid{grid-template-columns:1fr 1fr;gap:56px}
  .mfoot .fgrid{grid-template-columns:1fr 1fr;gap:40px}
}
@media (min-width:900px) and (max-width:1079px){.mnav{display:block}.dnav{display:none}.mhead .wrap{min-height:64px}}
@media print{
  body{background:#fff!important;color:#000!important}
  .mhead,.mfoot,.bar,.noprint,.mpage .mbtns{display:none!important}
  body.print-one main>section:not(:has(.print-me)),body.print-one .mpage{display:none!important}
  body.print-one .chk:not(.print-me){display:none!important}
  section,.chk-s{background:#fff!important;padding:10px 0!important}
  .main-site h2,.main-site h1,.checks li,.fine,.eyebrow{color:#000!important}
  .checks li{border-color:#999!important}.checks .box{border-color:#000!important}
}